2015-06-22 23:50![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
snapdragon76
snapdragon76I’m disgusted with my bank and banks in general right now. Specifically their “insufficient funds” charges. I understand if one is continuously using their checking account and it doesn’t have money in it, but if you’re like me and stopped using it altogether because I didn’t have money in it, and yet I STILL get charged $36.00… it’s a bit ridiculous.
Maybe I need to contact them and say, “Hey, I only get paid once a month. I shouldn’t be punished for not using my account BECAUSE I don’t have money in it, rather than using it with the full knowledge that I don’t have money in it, and still get charged.”
Naturally, I can’t just keep money in there to have in there, because I have to be the one to pay the rent, which is the vast majority of my monthly income (from an annuity I was awarded years ago), not to mention the monthly amount I pay to keep my health insurance. Everything else gets sucked into overcharges and it’s no wonder I never have any money for damn well anything! My fucking bank keeps sucking me dry!
I did apply for a GA position at the university’s lab school in their library, so hopefully that will happen so that I can 1. get my final semester of school paid for and 2. I can get a monthly salary to help with day to day expenses, since it seems I’m the major support around here. Well, I can’t say that since mom pays for utilities out of her meager Social Security payments. All I can say is, that I hope I can get a job where I can actually fully support myself rather than have the banks screw me over enabling me to not have any money whatsoever for any other expenses.
I do have my Praxis exams scheduled for next month. I’ve been making some study cards and hopefully I can do well on these stupid things so that I can get licensed and one more step towards employability.
Maybe I need to contact them and say, “Hey, I only get paid once a month. I shouldn’t be punished for not using my account BECAUSE I don’t have money in it, rather than using it with the full knowledge that I don’t have money in it, and still get charged.”
Naturally, I can’t just keep money in there to have in there, because I have to be the one to pay the rent, which is the vast majority of my monthly income (from an annuity I was awarded years ago), not to mention the monthly amount I pay to keep my health insurance. Everything else gets sucked into overcharges and it’s no wonder I never have any money for damn well anything! My fucking bank keeps sucking me dry!
I did apply for a GA position at the university’s lab school in their library, so hopefully that will happen so that I can 1. get my final semester of school paid for and 2. I can get a monthly salary to help with day to day expenses, since it seems I’m the major support around here. Well, I can’t say that since mom pays for utilities out of her meager Social Security payments. All I can say is, that I hope I can get a job where I can actually fully support myself rather than have the banks screw me over enabling me to not have any money whatsoever for any other expenses.
I do have my Praxis exams scheduled for next month. I’ve been making some study cards and hopefully I can do well on these stupid things so that I can get licensed and one more step towards employability.
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